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Terms of Service & Disclaimer

1. General Information and Acceptance of Terms

The content provided on Immanent.Capital (the "Website"), including all articles, research reports, newsletters, and data, is for informational and educational purposes only. By accessing this Website or subscribing to our services, you agree to these Terms of Service.

Nothing contained on this Website constitutes a solicitation, recommendation, endorsement, or offer by Immanent Capital or its owner(s) to buy or sell any securities or other financial instruments in this or in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction.

2. Not Financial Advice & Investment Risks

  • No Advisory Relationship: Authors are not financial advisors, nor is Immanent Capital a registered investment advisor. The information presented on this Website is not intended to be, and shall not be relied upon as, personal financial, investment, legal, or tax advice.
  • Individual Risk: The content does not take into account your individual investment objectives, financial situation, or risk tolerance.
  • High Degree of Risk: Investing in stocks, equities, and financial markets involves a high degree of risk, including the potential loss of the entire principal amount invested.
  • Past Performance: Past performance is not indicative of future results. Historical returns, expected returns, and probability projections are provided for illustrative purposes only and may not reflect actual future performance.
  • Due Diligence: You are solely responsible for your own investment decisions. We strongly recommend that you perform your own due diligence and research and consult with a qualified financial advisor or tax professional before making any investment decisions.

3. Accuracy, Forward-Looking Statements, and Disclosures

  • "As-Is" Information: While Immanent Capital strives to use reliable sources and data (such as company filings and reputable news outlets), we make no representations or warranties as to the accuracy, completeness, or timeliness of the information provided. All information is provided on an "as is" and "as available" basis. Market data, price quotations, and news are subject to change without notice. Immanent Capital assumes no liability for errors, omissions, or the interpretation of the data contained herein.
  • Forward-Looking Statements: Articles on this Website may contain "forward-looking statements" regarding future events or the future financial performance of companies. These statements are only predictions and are subject to risks, uncertainties, and assumptions. Actual events or results may differ materially from those described.
  • Disclosure of Holdings: The owner(s) and contributors of Immanent Capital may hold long or short positions in the securities discussed on this Website. While Immanent Capital strives to disclose specific holdings in relevant articles, you should assume that the authors have a financial interest in any security discussed. The absence of a specific disclosure in an individual article does not constitute a representation that no position is held, and Immanent Capital reserves the right to buy or sell any security at any time without notice.

4. Payments, Subscriptions, and Merchant of Record

  • [MoR] as Merchant of Record: Our order process is conducted by our online reseller, [MoR].com. [MoR].com is the Merchant of Record for all our orders. [MoR] manages all customer service inquiries related to payments, billing, and returns. By purchasing a subscription to Immanent.Capital, you also agree to [MoR]'s Terms and Conditions. All transaction-related correspondence, including receipts and invoice requests, will be delivered directly by [MoR] via email.
  • Auto-Renewal: Immanent.Capital offers premium content on a recurring subscription basis. By selecting a recurring subscription, you authorize [MoR] to automatically charge your selected payment method at the beginning of each billing cycle until you cancel.

5. Paywall, User Accounts, and Refunds

  • Restricted Access: Access to certain "premium" or "exclusive" content is restricted to registered users or subscribers.
  • Right of Withdrawal Waiver: By purchasing a subscription, you expressly consent to the immediate delivery of our digital research. You acknowledge that by accessing or downloading this digital content, you waive your 14-day statutory right of withdrawal under EU and Dutch consumer law.
  • Loss of Withdrawal Right: You acknowledge that by gaining immediate access to the "premium" or "exclusive" content, you waive your statutory 14-day right of withdrawal under Dutch and EU consumer law.
  • Refund Policy: Because our product is digital information that is consumed immediately upon access, we do not offer "change of mind" refunds, nor do we provide prorated refunds for canceled subscriptions. However, refunds may be granted at the sole discretion of our Merchant of Record ([MoR]) in specific cases, such as duplicate billing errors, fraudulent charges, or severe technical failures that prevent access to the purchased content.
  • Cancellation: You may cancel your subscription at any time via your account dashboard or via the link in your [MoR] receipt. Upon cancellation, you will retain access to the premium or exclusive content until the end of your current paid billing cycle.
  • Account Termination: Sharing account credentials or republishing paywalled content without express written permission is strictly prohibited and will result in immediate termination of the account without refund.

6. Intellectual Property Rights and Prohibited Use

All content published on the Website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is the property of Immanent Capital or its content suppliers and is protected by Dutch and international copyright laws.

Limited License:

You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Website strictly for your personal, non-commercial use.

Prohibited Use:

You may not reproduce, duplicate, copy, sell, resell, visit, or otherwise exploit the Website or any content for any commercial purpose without express written consent from Immanent Capital. This includes:

  • Republishing material from this Website on another website, newsletter, or platform.
  • Selling, renting, or sub-licensing material from the Website.
  • Reproducing, duplicating, copying, or using material for commercial purposes.
  • Redistributing content from Immanent Capital (unless content is specifically made for redistribution, such as a press release).

7. External Links

This Website may contain links to third-party websites. Immanent Capital has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites.

8. Jurisdiction and Governing Law

Immanent Capital is operated from The Netherlands. By accessing this Website, you agree that the statutes and laws of the Netherlands, without regard to the conflict of laws and the United Nations Convention on Contracts for the International Sale of Goods (CISG), will apply to all matters relating to the use of this Website. Any legal action or proceeding arising out of these Terms shall be brought exclusively in the competent court of the District Court of Central Netherlands (Rechtbank Midden-Nederland), location Utrecht. If you access this Website from a location outside the Netherlands, you are responsible for compliance with all local laws.

9. Contact Information

  • For questions regarding our content, platform access, or these Terms, please contact us at: contact@immanent.capital
  • For payment, billing, or invoice inquiries, please contact [MoR] support via the link provided in your email receipt.